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Auto Loans

Are you ready to purchase a new vehicle, but not quite sure where to start?

At People’s we get a lot of questions from members looking for financial guidance. We’ve compiled the most common questions about auto loans and refinancing your vehicle for your reference.

If you need help navigating these big decisions, click the button below to speak to our member services representatives.

Buying a New Car or Refinancing Your Vehicle?

Purchasing a new car or truck is a big decision, but it doesn’t have to be daunting if you are equipped with the right information. When it’s time to look into your financial options for buying a new car, we can help answer your questions so you’re prepared before you go to the dealership. And if you’re ready to refinance your vehicle for lower payments or a better interest rate, we’ve got you covered, too.

Browse our FAQs below to get answers to our most commonly asked questions!

Buying a New Car

Guaranteed Auto Protection (GAP) covers that gap between the amount your car is worth (insurance settlement) and the amount you still owe in the event that your car is totaled or stolen and unrecovered.

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Mechanical Breakdown Insurance (MBI) covers car repairs that are unrelated to an accident, much like an extended warranty.

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Auto Loan Calculators

Our financial experts have compiled tools to help you calculate everything you need related to taking out a new car loan or refinancing your vehicle.

Apply for an Auto Loan

Whether you’re opening a new auto loan or transferring an existing loan, we have you covered with competitive rates and flexible payment plans.

Apply for a Loan See Our Current Rates

Everything you need to find, purchase, and finance a vehicle.

Auto Solution

Auto-Buying made easy!

Auto Solution is dedicated to serving credit union members of the Northwest with their auto buying needs.  Through Auto Solution, People’s provides you a hassle-free car buying experience.

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Enterprise Car Sales 

Haggle-Free Buying, Worry-Free Ownership. For more than 40 years, Enterprise has been selling cars only one way: they select great cars – most from their fleet of more than 700,000 vehicles – offer them at competitive prices, and back each one with one of the industry’s best used car warranties.

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NADA Vehicle Pricing & Information

Know the real price before you buy. You’ll be better equipped in buying a car if you know the true value or cost of the vehicles you consider. NADA can provide you with the information you need to negotiate a great price on your next new or used car.

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CARFAX®

Don’t run the risk of buying used cars with costly hidden problems.

Get a detailed vehicle history report from CARFAX’s nationwide database. Additional charges will apply.

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At People’s, All Members Get the Same Rate

People’s provides members with access to affordable credit through low-rate loans. What sets our credit union apart is that all members pay the same rate, no matter their credit score or amount in their account. We are here to help you with your financial needs.

Four Locations in Vancouver WA

Hazel Dell
7403 NE Hazel Dell Ave
Vancouver, WA 98665

Battle Ground
121 NW 20th Ave
Battle Ground WA 98604

Downtown Vancouver
904 Daniels Street
Vancouver WA 98660

Fisher’s Landing
16211 SE 12th Street
Vancouver WA 98683