How to Get a Car Loan with No Credit History

  • Go through a credit union: many credit unions, like People’s offer the same auto loan rates regardless of credit score. This is because you’re a person, not a number! Take a look at our current auto loan rates.
  • Get a cosigner: Ask a relative or friend with good credit to cosign on an auto loan with you. This will increase your chances of getting an auto loan and will help lower your interest rate.
  • Make a down payment: Putting even a small amount of money down will make a difference. It will lower your loan amount and may help lower your interest rate.
  • Have a steady source of income: You’ll be more likely to get approved for a loan if you can prove you have a reliable source of income to repay your loan.

How to Get a Car Loan with No Credit History in Vancouver WA

5 Local Branches Serving Greater Vancouver WA:

Vancouver Waterfront | Fishers Landing | Hazel Dell | Battle Ground | Ridgefield | Salmon Creek | Orchards | Minnehaha | Walnut Grove | Hockinson | Baker | Sara | Felida | Cascade Park East